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Sunday, September 6, 2009
Cheap California Automobile Insurance -- Savings Tips For Particular Age Groups
1. Under-25 drivers attract really expensive California car insurance rates. However, one thing you can do to get more affordable rates if you fall into this age bracket is keep getting good grades. It's known as the good student discount.
This discount is for students who get A's or not less than B's. This will shave off as much as five percent from your rate once you meet eligibility requirements. Experience has shown insurance carriers that what makes a student maintain excellent grades is a level of responsibility which is also carried while driving. Young drivers who maintain excellent grades are usually considered more responsible and less likely to take to recklessness behind wheels.
2. For people who are over 55 years of age, you get a discount after a drivers' refresher course. Because going through such could attract a discount of up to 10%, it's definitely worth giving a try. You should get details about this from your insurance agent.
3. A good number of insurance carriers offer a retiree discount. Retired folks don't get to drive to a place of work on a daily basis. This will certainly bring down anybody's mileage.
Remember that you qualify for this if you're a retiree. Get your insurer's position on this. If for any reason they do NOT have a discount like this, don't forget to tell your agent about the change in your mileage. Except where the difference in your mileage isn't big enough, you should shop for another insurance provider if you don't get a discount.
4. You can reduce your auto insurance rates by obtaining and evaluating quotes from at least five good insurance quotes sites.
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