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Saturday, September 12, 2009

California Car Insurance -- Three Proven Ways To Pay Less


1. Drive carefully if you're truly keen on getting affordable California auto insurance rates. It's a wise idea to NOT drive at all once you've taken alcohol(even if it's only a sip.

Traffic offences that are associated to having more than the allowed level of alcohol in your blood will make you get unbearable rates. And don't ignore little things like speeding tickets because they cost you a lot more than what you pay as fines. They eventually increase your rate. For your safety then and cheaper rates, never break any traffic law despite how minor you think it is.

2. Maintain an excellent credit rating. Those who have bad credit pay high premiums for all forms of insurance and that includes auto insurance. This is because insurance providers see individuals who default in payments as reckless and a bigger risk to them. For some insurance carriers it is a pattern they believe you're quite likely to repeat with them in premium defaults. This translates to more risk to them and more expensive premiums for you.

3. You can save much by visiting a minimum of 5 quotes sites. That way, you'll be able to get the lowest California auto insurance quotes available since five sites will give up to 25 quotes altogether.

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